February 19, 2007
To Our Brokers   

Vacation Trailer Program

We are excited to introduce our newest Personal Lines product – a stand alone Vacation Trailer Program underwritten by Lloyds of London.  Please find attached a package which describes the program and includes a wording booklet and applications.

Effective Date : March 1, 2007
Commission :  20 %  and  No policy fees

This product offers high quality coverage with competitive pricing.  And, we are committed to making it easy to use with next day policy turnaround.   Policies will be issued with the same speed and efficiency as our 60/60 plus endorsement service.

Highlights :

*        All Risk Physical Damage coverage

*        Automatic Replacement Cost coverage on units up to 15 years old

*        $1.50 per hundred rate

*        Value range $4000 to $75,000

*        10% Age 50 discount

*        Guaranteed Replacement Cost available for new units

*        15% Contents coverage included (limits up to $7500 available)

*        Temporary Attachments (eg. decks) $2500 - incl. (limits up to $5000 available)

*        Emergency Road Service Expense $250 - included

*        Additional Living Expense $1000 - included

*        Discounts for higher deductibles

*        Outbuilding coverage available

As an extra incentive for you to try our new product, we are pleased to offer
an extra 1 % Bonus Commission until the end of September 2007.

Sarah Gunn will be your key contact for this program.  Please contact Sarah, myself, or any of our Personal Lines Underwriters with any questions, and thank you for your support !